From rugged off-roading to sophisticated luxury 4x4s’, and everything in-between. Full comprehensive cover including Private, Full Business and Tour Operator Use, including full off road” application.
4x4’s & SUVs’, Camping Equipment, Caravans and trailers. Superbikes, Off-Road bikes, Quad-bikes, Mountain-bikes. From pleasure craft, yachts &jetskis’ to windsurfers & kite-surfer equipment.
- Territorial limits include:
- Angola, Botswana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Republic of South Africa, Swaziland, Tanzania, Uganda, Zambia and Zimbabwe
- Repatriation costs following accident or breakdown beyond the Republic of South Africa borders
- Cover for theft (following forcible violent entry into the locked insured vehicle) of: Purchases, handbags, portable DVD players, GPS units, recovery equipment (including.damage whilst in use)
- “Earned loyalty” 2 years claims free on the insured vehicle – basic excess for principal driver and spouse is waived
- Locks and Keys
- Mechanical electrical breakdown of winching equipment
- Vehicle audio equipment and two way radio’s
- Car hire following theft and hijack automatically included. Car hire following accident damage optional
- Passenger and Third Party Liability for death and damage to property
- EMERGENCY ASSISTANCE SERVICES
- Medical Assistance Helpline –
- Medical Emergency Evacuation –
- Guaranteed Hospital Admission –
- Trauma Assistance – Offers a professional counsel ling service to Policyholders and their immediate family
- Legal Assistance - Helpline is manned by attorneys, equipped to provide assistance on all areas of the law
Off Road Bikes & Quad Motorcycle insurance
- Full comprehensive cover including full off road use
- Racing risk included for off-road Dirt-bikes at MSA sanctioned events in South Africa.
- Bike or Quad is insured for retail value including accessories
- Territorial Limits: RSA, Lesotho, Swaziland, Mozambique, Zimbabwe, Botswana and Namibia
- Repatriation following accident and breakdown beyond RSA.
- You have the option of insuring the bike trailer
- Use of the vehicle: Social, domestic, including to and from work
- Replacement of Bike within the first 12 months of registration: New list price including accessories
- Medical and Funeral Expenses
- Medical emergency evacuation service including Trauma assistance and R5000 guaranteed hospital admission within the Republic of South Africa
A PRODUCT especially designed for all cycling enthusiasts whether you are a recreational or professional cyclist. It covers all risks both in South Africa and internationally.
- All Risks for bicycle and accessories based on replacement value.
- Theft, hijacking, damage incurred in transit or whilst training.
- Damage incurred during international, national, provincial or club events, time trials or track events.
- Legal Liability.
- Personal Accident cover – death or permanent disability
- Medical benefits for any accident
- Small craft, (with or without trailer) including yachts and Jetskis can be covered on a stand-alone basis.
- Full comprehensive cover, including Private Use and Fishing Charters
- Territorial limits - RSA, Namibia, Malawi, Mozambique, Swaziland, Botswana, Lesotho, Zimbabwe, Kenya and Tanzania, to a distance of 50 nautical miles off shore.
- Settlement Basis: Within first 12 months of registration - new replacement basis including a 10% inflation contingency.
- Reparation of vessel and trailer outside the borders of RSA following damage
- Damage to machinery by flotsam is covered.
- Collision or impact with submerged objects is covered.
Please see the MARINE section of this website for a comprehensive description of all our marine cover